JOB DESCRIPTION 

Evaluate the creditworthiness of Japanese financial institutions and/or corporations and assign internal credit ratings and set credit risk exposure limits
Monitor daily credit events and quarterly financial results of existing clients
Prepare credit write-ups to recommend internal ratings and limits for one's own assigned clients
Assess how covenants, collateral, and other terms & conditions for derivative transactions mitigate risk. Discuss the creditworthiness of clients with senior professionals, recommending terms and conditions of the transaction.
Support senior credit professionals in terms of credit and transaction analysis and monitoring, including conducting research, constructing financial data spreads and peer comparisons, as well as monitoring covenants and other triggers under the transaction agreement.

REQUIRED SKILLS

Solid credit analysis experience, corporate finance, or research background, with the ability to read financial statements
Native Japanese language proficiency
Good written English; able to speak confidently in English in a variety of circumstances, including telephone conference calls
At least intermediate skills in computer spreadsheet calculations

Preferred skills

Strong academic record and evidence of commitment to continuing professional growth, such as MBA,CFA,CPA,etc.
Derivative product knowledge such as swaps, options, repo, commodities, etc.
Experiences in leveraged finance and loan structuring (leveraged buy-outs, management buy-outs,etc.)
Extended study abroad in an English-speaking country or work experience in an American or European financial institution

REQUIRED PERSONALITY 

Team player; team orientated